Insurance can be a powerful tool for financial protection—when it’s the right kind of insurance. But not all policies are built in your best interest. In 2025, as insurers roll out more niche products and upsell strategies, it’s more important than ever to distinguish between essential coverage and overpriced, low-value policies. This article reveals seven insurance plans you should think …
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7 Insurance Products That Are Rarely Worth the Cost Insurance is often marketed as a crucial safety net—and in many cases, it is. Health insurance, auto insurance, homeowners or renters insurance, and life insurance can be vital to protecting your financial future. However, not all insurance products deliver the value they promise. Some policies are built more for the insurer’s …
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Avoid These 7 Insurance Policies That Waste Your Money Insurance is designed to protect you from unexpected financial burdens—but not all policies are worth the cost. In fact, some types of insurance provide minimal benefits, are packed with exclusions, or duplicate coverage you already have. These “junk” policies can quietly drain your wallet while giving you a false sense of …
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